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Tiny House Insurance in Idaho

Here's what you need to know...
  • Tiny homes are the newest trend in the housing market
  • People build tiny homes for many different reasons
  • There are a number of tiny home builders in Idaho
  • Your tiny home can be parked on private land, an RV park, or a tiny home community
  • Insurance for tiny homes includes RV insurance or manufactured home insurance

Tiny homes are the latest and greatest trend. What made this style of living so popular? The answer is many-fold. People are opting to go tiny for many reasons.

While these spaces may be tiny, they don’t lack style. Many designers are itching to try their hand at designing these small spaces. It takes great skill and knowledge to create a space that is both functional and beautiful.

Tiny homes are typically those considered to be less than 500 square feet. Although this may seem like an impossible amount of space to occupy on a permanent basis, people around the globe are making it work!

When you think of the number of functions your home must perform, it seems a daunting task to cram a bathroom, bedroom, living space, and kitchen into such a tiny space. But, that is the beauty of tiny homes!

If you are looking for auto insurance for your tiny home in Idaho, start comparison shopping by entering your ZIP code above!

Television and Its Influence

Television has been one of the greatest influences on the tiny house explosion.

Every home design or do-it-yourself television network has its own programs devoted solely to the tiny house movement, such as:

– Tiny House Nation

FYI’s Tiny House Nation follows contractors John Weisbarth and Zack Giffin as they travel across the country to create tiny homes for people. It’s great to see these two contractors create tiny houses on a budget and tiny homes where no expense is spared.

The beauty of this show is the fact that Weisbarth and Giffin don’t just build traditional tiny homes with a trailer base. They also utilize existing vehicles and structures to create a livable space with character.

One of their more interesting endeavors included re-purposing a train caboose as a tiny house!

– HGTV: The Tiny Home Powerhouse

HGTV has created several successful programs about tiny homes.

This behemoth of a home-decorating, television network doesn’t just focus its programming on one aspect of tiny home living. HGTV gives viewers an opportunity to see the multi-faceted complexity that is the tiny house lifestyle.

Here are three popular shows that HGTV has to offer for tiny homes:

#1 – Tiny House, Big Living

Tiny House, Big Living follows couples as they go through the process of designing and building their tiny homes. While some of the couples featured on the show choose to work with a builder, the show also explores those couples who choose to build their tiny homes themselves.

With the shows average tiny home coming in at 180 square feet, challenges are around every corner.

Tiny House, Big Living shows the struggles that couples face as they try to create a functional living space.

Construction woes and setbacks are always a part of the building process, and that is no different for tiny home construction.

#2 – Tiny House Builders

Tiny House Builders features Derek Diedricksen, who might be one of the best tiny house artisans in the country. This man is an artisan because of the amount of painstaking detail he puts into each tiny home he builds.

Lovers of architecture will fawn over this show.

Diedricksen loves to build his tiny homes in some of the most unconventional locations. It seems as if the challenge of creating a tiny living space in a landscape that presents its own issues is half the fun for Diedricksen.

Watching this master craftsman is enjoyable for anyone thinking of going tiny.

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#3 – Tiny House Hunters

Those who love HGTV’s House Hunters may love the tiny version even more! Tiny House Hunters utilizes the same concept as the networks traditional program. Potential tiny home buyers are shown three tiny home options and must choose between the three.

The show really highlights the struggle of finding every feature that one might think necessary in such a small space.

Just as with traditional home buying, some sacrifices normally are made in choosing the tiny home that best fits a buyer’s wants and needs. Tiny House Hunters does a great job of exploring the need to adjust expectations when going tiny.

– Tiny Houses: Living Large in a Small Space

DIY Network’s Tiny Houses: Living Large in a Small Space really shows viewers how to make the most of living in a tiny home. The show features solutions for maximizing utility without sacrificing beauty.

Tiny Houses: Living Large in a Small Space features tips like creating modular furniture that doubles as two pieces and utilizing storage space in unconventional areas, like below a raised floor.

This show’s goal is to showcase the innovative ideas that are at the forefront of the tiny home movement.

Why Do People Go Tiny?

https://www.youtube.com/watch?v=tTTwzwKLZak

As stated before, people go tiny for many different reasons.

Financial freedom is one of the greatest motivators for those who want to go tiny.

Many people go choose this lifestyle in order to pay off debts and student loans, travel, and save money for retirement. For many Americans, tiny homes are a much cheaper option than buying a traditional home and paying interest for 30 years.

Tiny living is also much simpler. It’s necessary to downsize considerably, as space isn’t abundant in a tiny home.

Minimalism is necessary, and many people get rid of many belongings before choosing to pursue this lifestyle.

Going tiny does have its pitfalls.

Those inexperienced in construction can run into issues when building their own tiny homes. Poor construction can lead to a lot of time, money, and heartache in the future.

Many people who have no construction or carpentry experience are still able to build a beautiful and functional tiny home without any problems. Just proceed with caution!

Tiny House Builders in Idaho

#1 – Mouse House Tiny Homes

https://www.youtube.com/watch?v=1GE0D6mrxtE

Katy Muroff, the founder of Mouse House Tiny Homes, has more than 20 years of building experience. She creates custom tiny homes that are innovative and stylish!

Many of the homes that Mouse House Tiny Homes builds are contemporary in design and extremely functional.

#2 – Tiny Idahomes

Tiny Idahomes has something for everyone! These custom built tiny homes can be rustic or contemporary in design. Tiny Idahomes is also RVIA certified!

#3 – Tiny Portable Cedar Cabins

Tiny Portable Cedar Cabins are a great option for those who want to opt for a more rustic or cabin feel. Dave Bates, the owner of Tiny Portable Cedar Cabins has more than 40 years of building experience.

You can check out more tiny home builders at Tiny Home Builder Directory.

Where can I park my tiny home?

There are three options you can choose from for the residence of your tiny home.

Those options are listed below:

  • RV Park – another great option for tiny home buyers. These parks normally offer electrical and sewer hookups. The only downside is the cost!
  • Tiny House Community – There are also tiny house communities all across the country! These communities are a great way to meet people who share an interest in tiny home living!
  • Backyards and Private Land – If you have a friend or family member that will allow you to park your tiny home in their yard, this is normally the cheapest option! Those who want some privacy can also purchase their own piece of land.

If parking on another person’s land, you may want to opt for a mobile tiny home.

Those purchasing land can choose to build a stationary home, but these are normally harder to move in the future.

Auto Insurance for Tiny Houses on Wheels in Idaho

If you do your research and think about it, there are multiple options when it comes to insurance for a tiny house.

Insurance options for a tiny home include RV insurance and manufactured home insurance.

Here is a more detailed description below:

  • Manufactured Home Insurance – gives you replacement cost value for your tiny home. This coverage is more comprehensive than RV insurance. It affords a tiny homeowner coverage for their belongings, in addition to the coverage offered for the structure.
  • RV Insurance – Many tiny homes are built to standards that allow them to be considered RV’s. Make sure your tiny home builder is RV certified if you want to insure your tiny home as an RV. RV insurance is similar to auto insurance. Your tiny home will be covered on an actual cash value basis.

It’s important to remember that RV insurance will not replace your tiny home at the price you originally paid.

Most insurers also allow tiny homeowners to bundle their home and auto insurance. Bundling gives you more discounts!

Comparing Insurance Companies

Shopping for insurance for both your tiny home and auto are extremely important. Get as many quotes as possible and compare them line by line.

The coverage that companies offer for tiny homes varies greatly from one insurer to the next.

Do your due diligence, and you will get the best deal!

Start comparison shopping today by entering your ZIP code below!

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